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October 15 IRS Tax Extension Deadline Looming

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Tax Calculator - TaxMasters Prepares Small Business Owners With 6-Week Tax Plan

Understanding many sole proprietors are under the gun to follow up on the extensions they filed this past April 15, TaxMasters, Inc. (OTC Bulletin Board: TAXS), the IRS tax relief company and a leading provider of tax representation services, is sharing the ultimate 6-week plan designed to walk small businesses through the steps they need to meet the IRS’ October 15 deadline.

“As someone who started his own small businesses, I can completely understand the stresses that cause people to spend more time focused on making their company successful – not on paperwork,” said Patrick Cox, CEO of TaxMasters. “If businesspeople follow this 6-week plan, they’ll have the tools to not only meet the IRS’ deadline, but avoid harsh penalties, heavy interest payments, property liens, or even prosecution.”

This 6-Week Plan begins on September 1, 2010. Get out your calendars and get started:

  • September 1 – Call your Accountant. Walk through the next 6 weeks to ensure that you can provide him or her with the right paperwork within the current timeframe. If you don’t already have one, ask for a tax planner.
  • September 2 – Collect your paperwork. Take it out of the shoebox or the file drawer where it has been piling up. Set aside 2 hours to physically locate and collect your 1099s, W2s, interest income statements, and all income statements for 2009. You may think you have everything in one place, but go and physically put your hands on that stuff and confirm you have it. TIP: Don’t stop there. Call the IRS Telephone Assistance for Individuals (800-829-1040) and request that they fax to you all personal W-2 and 1099 forms they have on file for you for 2009. In addition, call the IRS Telephone Assistance for Businesses (800-829-4933) and request that they fax to you all business 1099 forms they have on file for you for 2009. Use what they fax you to cross-check your documentation. In most cases, go with what the IRS has on record if it differs from your information.
  • September 6 – Commit. Have your paperwork ready for September 10 so you can send it all to your accountant. TIP: Make sure you are using software that your accountant uses – this could be something like QuickBooks or Excel.
  • September 8 – Locate and collect all of your deduction information. Set aside four hours to find everything from mortgage interest to charitable contributions, investment losses as well as office and business expenses.
  • September 9 – Finish compiling all paperwork. TIP: Use IRS Form 1040-Schedule C to categorize your deductions on the spreadsheet for your accountant. Download 1040-Schedule C from http://www.irs.gov/pub/irs-pdf/f1040sc.pdf and refer to Part II of the form.
  • September 10 – Deliver everything to your accountant. Ask your accountant for the tax return to be ready on October 11 so that you have time for questions or problems preparing your return. Confirm that and make sure you are prepared to pay the accountant’s fee at that time.
  • October 11 – Pay the accountant and Pick up your return. TIP: Don’t sign it or send it yet. Take the return home; set aside 24 hours to review it a couple times.
  • October 12 – Review the return again. Compare it to your spreadsheet. Once you sign the return, you are responsible for its contents, so make sure you understand exactly what is in the return. If you have questions, call your accountant and work through the changes. Again, after you sign the return, the preparer is not responsible for it. You are. Make sure you understand everything in it.
  • October 13 – Resolve any remaining questions. If you had questions to work through with your accountant, everything should be resolved by this date. If you agree with the return, sign it.
  • October 15 – Pat yourself on the back for being compliant with the IRS. Write down any lessons learned and email them to yourself so next year will be easier.

What if you owe money to the IRS?

  1. If you owe less than $25k to the IRS, send the return certified mail with a check for your payment.  If you can’t afford to pay your tax liability in full, you can set up a payment plan using the IRS Online Payment Agreement Application http://www.irs.gov/individuals/article/0,,id=149373,00.html.
  2. If you owe more than $25k to the IRS, you have much more work to do. First, file your paperwork so that you are in compliance, but then contact your tax representative. TIP: While working out a payment plan with the IRS is a way to pay off tax debt you can’t afford to pay in full, don’t expect to be able to set up payment plans multiple years in a row. The IRS has no patience for taxpayers who don’t correct their mistakes. Understand that you are paying interest first when engaging in an IRS payment arrangement. It may be more expensive to engage in a payment plan with the IRS than to take out a loan to pay the tax debt in full. Review your options before assuming that an IRS payment plan is the only path available to you.
  3. Collections – If you owe more than $25k, do not mail your return. Certified mail does not prove that you sent a valid return to the IRS, but only that you sent an envelope. If you owe more than $25k to the IRS, you need to take more precautions. If you owe more than $25k or if you are in collections for a previous tax year, walk into your local IRS office with two copies of your return. Hand them one copy and have them stamp your copy as received and keep it for your records. This is the only way to prove you filed that return on that day.

For more details, visit the TaxMasters’ blog at www.txmstrs.com/blog

Family Holiday? Don’t Forget to Pack Grandma!

August 25, 2010 Finance, Travel No Comments
vacation

Vacation

One third of the UK’s grandparents will be tagging along on family trips this summer, marking a resurgence of ‘three-generational’ holidaying, new research reveals today.

The RIAS ‘Summer Holiday Helpers’ study highlights that a third (30%) of grandparents, equivalent to 3.75 million grandmas and granddads across the UK, say they regularly holiday with their children and their grandchildren for the sole purpose of providing childcare assistance.

These holiday ‘nannies’ are the sign of a growing trend that sees families holidaying in larger groups, increasing the amount of quality family time they spend together, but also to help parents take a well-earned break themselves, sharing the childcare responsibilities.

Janet Connor, Managing Director at RIAS, comments: “Our ‘Summer Holiday Helpers’ study shows that the extended family holiday is enjoying a comeback and that grandparents really are at the heart of many families. As working hours get longer and the impact of previous years’ economic turmoil hangs over us, it looks as though parents are relying on grandparents more than ever before, especially over the long summer holiday break. We expect the trend to grow as families look to make the most of their free time together, and the spare pairs of hands that grandparents provide are certainly a welcome support.”

Grandma’s ‘holiday home’

When they’re not escorting younger relatives and their frazzled parents on holiday, just over half (51%) of the UK’s grandparents who provide childcare for their grandchildren over the summer holidays do so in their own home, meaning that it is fast becoming a ‘holiday home’ for many children.

Even when they’re at home, half of grandparents (50%) claim they are increasingly called on to provide childcare duties during the school summer holidays in July and August. The main reasons for this is that parents have had to return to work because of the economic climate (26% of childcare providing-grandparents agree with this) and seem to be working ever longer hours (28% agree).

Summer savings

Over half (60%) of the 12.5 million over 50s grandparents across the UK, equivalent to 7.5 million grandparents, regularly provide childcare for their grandchildren. The time they spend doing this over the summer period alone could cost parents up to GBP558 if they had to pay for it – potentially saving UK parents around GBP806 million in childcare costs this year alone.

Janet Connor concludes: “With grandparents seen as a summer holiday essential for families it is important that they ensure they have comprehensive and straightforward travel insurance. With cover from as little as GBP41.044 for a 66-year-old couple travelling to Europe for two weeks and a low excess at just GBP40, RIAS travel insurance offers affordable cover, giving peace of mind – one less thing to worry about when you’ve got your hands full with the grandchildren!”

Preserving a Digital Legacy: Estate Planning in the Age of Facebook

August 22, 2010 Finance No Comments
Facebook & Estate planning

Facebook & Estate planning

As people handle more and more of life’s affairs on the Internet, new categories of assets and information must be considered in any comprehensive estate plan. From creative works, photographs, and personal history to financial data, messages, and business records, a wide range of digital information should be inventoried and assessed to ensure its proper destination and control in the event of the creator’s death or incapacity.

As an example, a person entering his or her fifties may have a dozen or more years of personal and professional correspondence stored in a Yahoo or Hotmail account, with perhaps a few years more in an AOL account that is never used anymore. Maybe these archives have value as a source of business contacts and account histories, or perhaps the account holder just wants to ensure that only a particular trusted friend or family member has access to this legacy. A Facebook page dedicated to a particular hobby or organization could be turned over to the control of a colleague, or the future value of a Twitter account or blog with particular expertise that has thousands of followers could be designated to finance an educational trust or other beneficial purpose.

Information stored on personal computers must also be considered. A designer, writer, or artisan who has thousands of images and files relating to processes and research should plan for the future of everything he or she has compiled. In some cases, parties may want to direct a “digital” personal representative or trustee to destroy certain records or eliminate accounts. Just as important, family photo albums seldom occupy broadleaf books anymore — thousands of fresh snapshots of grandchildren and scanned images of past generations may be tucked away on hard drives, CDs, or online storage. A bit of fore-thought now can prevent confusion about or accidental loss of digital assets down the road.

Taking Charge by Reining in Uncertainty

Most estate planning clients will immediately focus on the items of major value in their lives, like real estate, pensions, and investments, as well as antiques and other tangible personal assets. But as every aspect of our personal lives and careers becomes more transparent and indelible, the need for a broader view of assets has arisen. An attorney who has experience with your full range of legal options for employing a will, trust, or other strategy can be the first step toward sensible estate planning.

Article provided by The Prince Law Firm

Homeowner Confidence in Real Estate Market Dips; 1 in 3 Think Worst Is Yet to Come, While 38% Think Local Home Values Have Reached Bottom

August 18, 2010 Finance No Comments
House for sale

Potential of Nearly 4 Million 'Sidelined Sellers' Very Likely to Put Home on the Market In Next Six Months with Signs of Real Estate Turnaround, According to Zillow®Q2 Homeowner Confidence Survey

Homeowners(i) are more pessimistic about the short-term future of home values in their local market than they have been in the past three quarters, according to the Zillow second quarter Homeowner Confidence Survey(ii). One-third (33 percent) believe home values in their local housing market have not yet reached a bottom, while 38 percent believe they have already reached a bottom.

More than one-quarter (28 percent) of U.S. homeowners said home values in their local real estate market will decrease in the next six months, up from 20 percent in the first quarter. Additionally, less than one-third (30 percent) believe home values in their local market will increase, down from 42 percent in the first quarter.

Despite the increasing pessimism, a large number of homeowners anxiously await the opportunity to sell. Five percent of U.S. homeowners say they are very likely to put their home on the market in the next six months if they see signs of a real estate market turnaround. This translates into 3.8 million homes with the potential to come into the market(iii). By comparison, 5.2 million existing homes were sold in all of 2009(iv).

Looking backward, homeowners also became slightly more pessimistic about the performance of their own homes’ values in the past year. Less than a quarter (24 percent) of homeowners said their home had increased in value in the past year, compared to 27 percent in the first quarter. In reality, 34 percent of homes increased in value in the second quarter, according to the Zillow Q2 Real Estate Market Reports.

“As homeowners have been so inundated recently with news of declining home sales post-tax credit, it’s no surprise that they would become more pessimistic about the future of home values,” said Dr. Stan Humphries, chief economist at Zillow.com®. “Homeowners have become much more responsive to current market conditions than they were just two years ago, when a more typical reaction was denial.

“Given this sentiment, we’re surprised so many homeowners believe their market has already bottomed. Although our Q2 reports indicated signs of stabilization in 30 percent of markets we cover, we’re concerned that this was at least partly due to the homebuyer tax credits. We’re already seeing payback for the credits in the form of declining home sales, and this trend will push up inventory levels and exert downward pressure on home values. Add in the inventory from the millions of sidelined sellers and we’ll take more steps back. Our forecast remains largely unchanged: We’re in for an L-shaped recovery that will likely keep annualized home value appreciation very low for the next three to five years.”

Homeowner Perception by Region
Homeowner Perception of Home Value Change in Past Year by Region US Q2 2010 Northeast Midwest South West
My Home’s Value Has Decreased 49% 40% 50% 47% 65%
My Home’s Value Has Stayed the Same 27% 37% 30% 25% 15%
My Home’s Value Has Increased 24% 23% 20% 28% 20%
Market Reality: Homes Reporting Year-over-Year Value Changes in Q2, according to Zillow
Actual Percent of Homes that Decreased 61% 53% 70% 65% 58%
Actual Percent of Homes that Stayed the Same (+/-1%) 7% 9% 7% 7% 7%
Actual Percent of Homes that Increased 32% 38% 23% 28% 35%
Q2 2010 Home Value Misperception Index(v) -2 -5 4 8 -15
Q1 2010 Home Value Misperception Index 5 -2 4 14 -12
Q2 2009 Home Value Misperception Index 13 10 10 18 7
Homeowner Perception of Local Market Value in Next Six Months
Home Values In Local Market Will Decrease 28% 24% 32% 28% 26%
Home Values In Local Market Will Stay the Same 42% 45% 46% 41% 36%
Home Values In Local Market Will Increase 30% 31% 22% 31% 38%
Homeowner Appreciation Expectations over the Next 12 Months
How Much Own Home’s Value will Increase

(Median number based on homeowners who expect their home to increase in value in next 12 months)

6% 10% 10% 5% 10%
How Much Own Home’s Value will Decrease

(Median number based on homeowners who expect their home to decrease in value in next 12 months)

10% 10% 20% 10% 10%
Homeowner Perception of the Timing of the Real Estate Market Bottom
The Housing Market Has Already Hit Bottom 38% 39% 36% 37% 40%
The Housing Market Has Not Yet Reached Bottom 33% 35% 32% 33% 32%
I Don’t Know When the Housing Market Will Reach Bottom 29% 26% 32% 30% 29%

(NOTE: Column percentages may not total 100 percent due to rounding)

Long-term home value expectations vary by region

Looking further into the future, the majority of homeowners believe their own homes’ values will either increase (27 percent) or stay the same (35 percent) in the next 12 months, while 12 percent expect a decrease and 26 percent don’t know.

Of those who expect their home’s value to increase, the median expectation is a rise of 6 percent, although that varies by geography. Northeastern and Western homeowners who expect an increase anticipate a median rise of 10 percent, while Southern and Midwestern homeowners expect a median increase of 5 percent. Those who expect their home’s value to decrease in the next year anticipate a median decrease of 10 percent.

SOURCE Zillow.com

The Obama Administration’s Operation Stolen Dreams targets financial wrongdoing, mortgage fraud and other white collar crimes

August 13, 2010 Featured News, Finance No Comments
Operation Stolen Dreams

Operation Stolen Dreams Cracks Down on Mortgage Fraud

Federal officials are not keeping secret their escalated efforts to prosecute financial fraud crimes involving U.S. government funds as well as U.S. government-backed or government-insured funds. Prior to the economic turbulence of the past few years, civil and criminal actions against firms suspected of defrauding government agencies or their proxies were mostly separate matters. But FBI investigators and Department of Justice prosecutors have announced their intention to investigate alleged wrongdoing involving federal funds, and individual criminal indictments have become more common.

In June, the Financial Fraud Enforcement Task Force, which includes Attorney General Eric Holder, FBI Director Robert Mueller, and Housing and Urban Development (HUD) Inspector General Kenneth M. Donohue, announced results produced by Operation Stolen Dreams, a comprehensive and unprecedented mortgage fraud enforcement effort. According to the task force, the initiative has already led to the investigation of over 1,200 potential criminal defendants and resulted in hundreds of arrests across the country, based on billions of dollars in alleged losses involving federal funds. Hundreds of civil enforcement actions have been launched as well, with judgments to date approaching $150 million.

A recent prominent example involves the Florida mortgage lender Taylor, Bean & Whitaker Mortgage Corp., which was investigated due to a $3 billion investment of Toxic Asset Recovery Program (TARP) funds in its Colonial Bancgroup subsidiary. The chairman of the firm, Lee Farkas, was charged with conspiracy to commit bank, wire and securities fraud in June against the Federal Housing Authority for allegedly using fraudulent schemes to prop up his mortgage firm prior to filing for bankruptcy in 2009.

The Wall Street Journal has identified this as the largest TARP fraud case yet. The Special Inspector General for the Troubled Asset Relief Program described it as “one of the most significant criminal cases to arise from the financial crisis thus far” in its quarterly report to Congress. Media scrutiny of this case will no doubt increase as Farkas’s November trial date approaches.

Complex TARP Fraud Prosecutions May Take Years to Resolve

The increased volume of mortgage fraud cases involving TARP funds and borrower assistance measures such as the Home Affordable Modification Program (HAMP) will occupy a great deal of federal court attention in coming years. Federal prosecutors have significant resources on their side, and the immense quantities of business records and other documentary evidence involved creates a considerable challenge for criminal defense attorneys and their clients. In the Farkas case, the investigation involved not only the FBI and DOJ, but also the Federal Deposit Insurance Corporation, the Department of Housing and Urban Development, and the Internal Revenue Service. Unlike previous practice, the current trend seems to be to launch criminal charges first to allow civil cases to benefit from further investigation.

With the vast attention and criticism that the Obama Administration’s attempts to reinvigorate the economy have received, it is not surprising that officials have moved aggressively to show voters that they are committed to protecting the public trust. But financial fraud cases involving conspiracy charges are enormously complex criminal matters, and the media rush to prejudge alleged wrongdoers should not outpace the slow wheels of due process. Justice can only be fulfilled after a clear presentation of evidence from both sides, full consideration of questions of intent and other subjective elements of the crime, and appellate review.

Other White Collar Crimes in the Wake of the Great Recession

The Financial Fraud Enforcement Task Force’s effort comes during a decade when public consciousness of many financial crimes has risen. From forgery, credit card fraud and identity theft to insider trading, counterfeiting, qui tam actions and securities fraud, federal and state dragnets regularly make claims about the level of crime in various jurisdictions, and elected officials put resources behind aggressive enforcement. But behind every allegation is a defendant entitled to a presumption of innocence and an exhaustive examination of the evidence.

By taking the reins of a defense strategy as soon as suspicion arises, an experienced criminal defense attorney can act swiftly to head off excessive charges, clear up confusion and, if necessary, hold the prosecution to its burden of proof. Complex white-collar prosecutions demand dedicated advocacy, broad familiarity with case law and statutes, and experience with the challenges posed by federal criminal procedure.

Article provided by Rothman & Associates, P.A.

A Dow Investment Group Advisor Offers a Hopeful Perspective on Stock Prices – with the Help of his Puppy, Charlie

August 12, 2010 Featured News, Finance No Comments
Stock Market Prices

Stock Market Prices

As discouraging as the investment world has seemed lately, signs point to a better period ahead, reports Russell Dow, President of Dow Investment Group. According to data compiled by Bloomberg, analysts project that earnings for U.S. companies will rise +36% for 2010 and another +18% for 2011.

“In the face of such good earnings news, many investors are wondering why the stock market recently failed to make further strides upwards,” says Dow. To explain, he offers an analogy based on his experiences with his golden retriever puppy, Charlie:

Imagine that we were to look out the window and see a puppy wandering in the street. Suppose further that we are sufficiently interested (or concerned about an unleashed dog) that we want to know where he is headed. We see the puppy running forwards, backwards, sideways, then taking a nap. Moments later, he’s up again running around, with no discernible travel direction.

However, suppose that we look further down the road and see a boy who is charged with walking the dog. We turn our attention to him. We observe that even a highly distracted puppy (like Charlie) will keep within a reasonable distance of his owner. Therefore, the dog’s pattern is not entirely without direction; it only seems so in the short term.

As we watch the two together, we see that the puppy sometimes runs well ahead of the boy and sometimes falls far behind, but, as the boy steadfastly heads down the road, the dog too finds his way in the same direction. We might conclude that the best way to figure out where the dog is headed is to focus on where the boy seems to be going.

Now name the dog “Stock Price” and name the boy “Ernie” (for corporate earnings).

Like “Stock Price” following “Ernie”, over long periods of time, stock prices have tended to track corporate earnings growth. During shorter periods, however, prices might exhibit the same lack of direction we find with the puppy.

If a portfolio is heavily weighted in companies whose earnings show strong upward movement, we might expect eventually to enjoy the companionship of higher stock prices.

As with all good things, patience and a disciplined approach help get us to our investment destination. That being said, it is tempting to take an occasional glance back at Stock Price just to make sure he has not left us altogether in pursuit of a squirrel.

The above is an excerpt from Russell Dow’s Market Update for third quarter 2010, available at http://www.dows.com.

Sports & Recreation

SportsMetriX System Linked to NCAA Tournament Upsets

6 Nov 2010

NCAA Basketball Tournament

The unprecedented number of upsets in last season’s NCAA tournament was no coincidence. SportsMetriX software was the one common link that helped Butler, Northern Iowa, Murray State, Baylor, and Cornell for preparing pregame reports for their opponents. Sienna and Montana …

Terminal at 4-years-old, Triumphant at 22, Ryan Dant to Watch His Hero Nolan Ryan and His Beloved Rangers Take on Giants in Game 3

30 Oct 2010

Ryan Dant

Ryan Dant wasn’t supposed to be a 22-year-old. Or an 18-year-old. Or even a 12-year-old. At three-and-a-half, the little boy who loved baseball and Nolan Ryan and his Texas Rangers in particular was told, along with his parents Mark and …

World-Class Snowboarding for the First Time in China

15 Oct 2010

Snowboarder-Shaun-White

The 2010/2011 snowboard season is starting with a big bang: The legendary snowboard contest Air & Style is coming to Beijing, People’s Republic of China, with the 6-star Swatch TTR World Snowboard Tour event “Oakley and Shaun White present Air …

Entertainment

Peter Gabriel, Sheryl Crow, Jimmy Cliff, and Jack Dorsey, Co-Founder of Twitter, Support Human Rights Organization Using Video to Expose Human Rights Abuses

11 Nov 2010

Human Rights Abuse

Music legend and human rights activist Peter Gabriel will host the 6th Annual Focus for Change benefit dinner and concert for WITNESS, the international human rights organization, on Thursday, December 2nd at Roseland Ballroom in New York City. The event …

Creative Channel Services’ Study Suggests Set-Top Box Is Preferred Upgrade Solution

9 Nov 2010

Internet TV

The Internet is most likely to debut in the American living room via a set-top box that is streaming rented content, says a nationwide survey of 3,600-plus consumer electronics retail sales associates conducted by Creative Channel Services (CCS). Recently, the …

Nissan Whistleblower After being Jailed a 3rd Time Starts Stand-Up Comedy

8 Nov 2010

Sharyn Bovat

Sharyn Bovat, the middle Tennessee relocation consultant assigned to manage the move of Nissan board member Carlos Tavares was arrested and taken to jail on July 7th, 2010 by the Franklin police in Williamson County (case # gsc-3714); the details …

Health

U.S. Department of Health and Human Services Announces Aggressive Tobacco Control Strategy and Proposed Graphic Warning Labels

10 Nov 2010

Smoking

Legacy applauds HHS Secretary Kathleen Sebelius and the leadership at the U.S. Department of Health and Human Services (HHS) and the U.S. Food and Drug Administration (FDA) for its bold new effort announced today to …

Terminal at 4-years-old, Triumphant at 22, Ryan Dant to Watch His Hero Nolan Ryan and His Beloved Rangers Take on Giants in Game 3

30 Oct 2010

Ryan Dant

Ryan Dant wasn’t supposed to be a 22-year-old. Or an 18-year-old. Or even a 12-year-old. At three-and-a-half, the little boy who loved baseball and Nolan Ryan and his Texas Rangers in particular was told, along …

BODY WORLDS’ Producer Sets Sights on Disease Prevention, Creates New Museum Exhibition Addressing American Health Issues

26 Oct 2010

Body World

Anatomist Dr. Gunther von Hagens and physician, Dr. Angelina Whalley, the trailblazing scientist and creative designer behind Gunther von Hagens’  BODY WORLDS — the anatomical exhibitions seen by 32 million visitors worldwide — announced BODY …

Featured News

Does Travel + TSA = Traveling Trauma?

22 Nov 2010

Airport Security Body Scan

Immediately prior to one of the heaviest travel days of the year, there are a multitude of people crying ‘Foul’ on the increased Travel Security Administration security (TSA) measures.  The overall response has said the ‘enhanced pat-downs’ simply go too …

GM’s IPO is hot, and China’s Automaker, SAIC, wants a piece of the action

12 Nov 2010

GM Headquarter

SAIC Motor Corp, China’s largest automaker, is a joint-venture partner with General Motors in China. The Chinese company wants a 1% stake in GM share and is willing to pay between $500 Million to $ 1 Billion for the GM’s …

Consumers Don’t Feel Their Financial Interests Are Being Well Protected and Are Dissatisfied With Many Areas in Financial Services

11 Nov 2010

Financial freedom

A new survey on regulatory reform by TNS, the world’s leading custom research firm, finds that only 46% of American consumers feel  their financial interests are being appropriately protected by laws and regulations.  For consumers who are over-indebted this is …

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Business

GM’s IPO is hot, and China’s Automaker, SAIC, wants a piece of the action

12 Nov 2010

GM Headquarter

SAIC Motor Corp, China’s largest automaker, is a joint-venture partner with General Motors in China. The Chinese company wants a 1% stake in GM share and is willing to pay between $500 Million to $ 1 Billion for the GM’s …

Based on 16 Million Barcode Scans by Smartphone Users, ShopSavvy Reveals the Hottest Gifts for the 2010 Holiday Season

11 Nov 2010

shopsavvy

In the first 10 days of the holiday shopping season, ShopSavvy users performed 16 million product scans with ShopSavvy’s built-in barcode reader, with nearly a third of the smartphone app’s 6.5 million users scanning at least one item from Nov. …

Nissan Whistleblower After being Jailed a 3rd Time Starts Stand-Up Comedy

8 Nov 2010

Sharyn Bovat

Sharyn Bovat, the middle Tennessee relocation consultant assigned to manage the move of Nissan board member Carlos Tavares was arrested and taken to jail on July 7th, 2010 by the Franklin police in Williamson County (case # gsc-3714); the details …

Finance

Consumers Don’t Feel Their Financial Interests Are Being Well Protected and Are Dissatisfied With Many Areas in Financial Services

11 Nov 2010

Financial freedom

A new survey on regulatory reform by TNS, the world’s leading custom research firm, finds that only 46% of American consumers feel  their financial interests are being appropriately protected by laws and regulations.  For consumers who are over-indebted this is …

High Unemployment Rates Lead Consumers Searching For Debt Resolution Morgan Drexen Supports Attorneys In Reducing Debt

1 Nov 2010

Attorneys In Reducing Debt

After several months out of work Stephanie Silver had drained her 401(K) and her debt was rising. Personal savings were not an option for Stephanie an Oregon resident; she started using her credit cards for everyday items. Stephanie’s husband was …

Identity Theft 911 Recommends Identity Theft Services Shopping Tips From The Consumer Federation

23 Oct 2010

National Protect Your Identity Week

In recognition of National Protect Your Identity Week,Identity Theft 911 (http://www.identitytheft911.com) announces its support for the checklist “Nine Things to Check When Shopping for Identity Theft Services” released by the Consumer Federation of America this week. Identity Theft is the …

Technology

Peter Gabriel, Sheryl Crow, Jimmy Cliff, and Jack Dorsey, Co-Founder of Twitter, Support Human Rights Organization Using Video to Expose Human Rights Abuses

11 Nov 2010

Human Rights Abuse

Music legend and human rights activist Peter Gabriel will host the 6th Annual Focus for Change benefit dinner and concert for WITNESS, the international human rights organization, on Thursday, December 2nd at Roseland Ballroom in …

Based on 16 Million Barcode Scans by Smartphone Users, ShopSavvy Reveals the Hottest Gifts for the 2010 Holiday Season

11 Nov 2010

shopsavvy

In the first 10 days of the holiday shopping season, ShopSavvy users performed 16 million product scans with ShopSavvy’s built-in barcode reader, with nearly a third of the smartphone app’s 6.5 million users scanning at …

Creative Channel Services’ Study Suggests Set-Top Box Is Preferred Upgrade Solution

9 Nov 2010

Internet TV

The Internet is most likely to debut in the American living room via a set-top box that is streaming rented content, says a nationwide survey of 3,600-plus consumer electronics retail sales associates conducted by Creative …

Travel

Does Travel + TSA = Traveling Trauma?

22 Nov 2010

Airport Security Body Scan

Immediately prior to one of the heaviest travel days of the year, there are a multitude of people crying ‘Foul’ on the increased Travel Security Administration security (TSA) measures.  The overall response has said the …

Yakima Vehicle Racks Gives Thanksgiving Travelers Smart Options for Carrying Gear, Luggage and Family

5 Nov 2010

YAKIMA-car-rack

With Americans downsizing to smaller cars and hybrids, Thanksgiving travelers face new challenges on where to put luggage, family and gear. Yakima (www.yakima.com), known for vehicle racks for boats, bikes, camping, winter sports gear, trailers …

Branson’s Ozark Mountain Christmas Begins Nov. 1

29 Oct 2010

OZARK MOUNTAIN CHRISTMAS

With dozens of star-filled Christmas music shows and a glittering array of light displays, including the 1-mile Branson Area Festival of Lights drive-through, “The Live Music Show Capital of the World” kicks off its annual …